Terms of Service

Last Updated: 04.04.2025

1. Introduction

Welcome to HoraizonApp ("Platform", "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our AI-powered economic calendar platform, including any associated services, features, content, and applications (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Services.

2. Service Description

Horaizon provides an AI-powered economic calendar platform that aggregates and analyzes publicly available economic data and events. Our Services include:

  • Personalized economic event tracking
  • AI-powered event impact analysis
  • Custom notifications
  • Live economic event streaming
  • Historical event replay and analysis
  • Event impact scoring
  • Market data visualization

3. Regulatory Compliance and Disclaimers

3.1 Non-Investment Company Disclosure

  • Does not provide investment advice or recommendations
  • Does not offer trading services or facilities
  • Uses only publicly available information
  • Provides analysis and insights for informational purposes only
  • Should not be the sole basis for any investment decisions

3.2 UK Financial Conduct Authority (FCA) Notice

This Platform is not authorized or regulated by the UK Financial Conduct Authority (FCA). Users in the UK will not have access to the Financial Ombudsman Service or FSCS protections.

3.3 US Regulatory Notice

Our Services are not regulated by the SEC or CFTC. We do not provide regulated investment advice or trading services under US law.

4. User Registration and Account

4.1 Eligibility

  • At least 18 years of age
  • Legally capable of entering contracts
  • Not prohibited from using the Services under applicable laws

4.2 Account Security

  • Maintain confidentiality of account credentials
  • Responsible for all activities under your account
  • Notify us of any unauthorized access

5. Subscription and Payments

5.1 Fees

  • All fees are non-refundable unless required by law
  • We may modify pricing with notice
  • All purchases are final

5.2 Cancellation

  • Cancel your subscription anytime
  • No refunds for partial periods
  • Submit cancellation via [Insert cancellation procedure]

6. Data and Analysis Disclaimer

6.1 Information Accuracy

  • Information is for informational purposes only
  • No guarantee of accuracy, completeness, or timeliness
  • Use at your own risk
  • Do your own due diligence
  • Past performance is not indicative of future results

6.2 AI-Generated Analysis

  • Based on historical data
  • May not predict future events accurately
  • Use as a decision-support tool only
  • Not definitive advice

7. Intellectual Property Rights

7.1 Our Rights

  • All rights reserved to Horaizon
  • Includes algorithms, content, trademarks, and trade secrets

7.2 Limited License

  • Non-exclusive, non-transferable license for personal/internal business use

7.3 Third-Party Intellectual Property

  • Respect third-party IP
  • No copying, modifying, or derivative works
  • No use of trademarks without permission

7.4 Independent Development

Any similarities with other technologies are coincidental.

8. User Obligations

  • No circumvention of security features
  • No reverse engineering
  • No unauthorized commercial use
  • No sharing of account
  • No violation of laws
  • No manipulation or abuse

9. Disclaimers and Limitations of Liability

9.1 Service Disclaimer

The Services are provided "as is" and "as available" without warranties.

9.2 Limitation of Liability

  • No liability for indirect or consequential damages
  • No liability for investment losses
  • No liability for data delays or interruptions
  • No liability for technical issues

10. Indemnification

You agree to indemnify Horaizon against claims arising from your use of the Services, violations of these Terms, or any decisions made using our platform.

11. Governing Law and Jurisdiction

11.1 Choice of Law

These Terms are governed by the laws of Poland.

11.2 Dispute Resolution

All disputes are subject to the exclusive jurisdiction of Polish courts.

12. Changes to Terms

We may update these Terms and will notify users via email, platform, or website. Changes are effective immediately unless otherwise noted.

13. Severability

If any provision is deemed unenforceable, the remainder shall remain in effect.

14. Contact Information

Horaizon AI is a company registered in Poland.
Registered Office: UL. GOSPODARCZA 26, 20-213 LUBLIN
Registration Number: 0001132888
For inquiries: hello@horaizon.app